Got two letters from MBNA, a statement sent back NCRTS and a Notice. I have drafted a letter back
Please read the following Notice thoroughly and carefully before responding. It is a notice. It informs you. It means what it says.
Re: Notice of Sums in Arrears dated 14th April 2010 and received at the above address 17th April 2010.
You have written once again to MR xxxxxxxx a fictious person regarding alleged payment arrears. You have been given many opportunities to provide evidence validating any such debt exists, namely:
Notice and Demand dated 5th February 2010
Notice and Demand dated 18th February 2010
Notice of Fault dated 1st March 2010
Notice of Default dated 11th March 2010
Final Notice dated 19th March 2010
You have chosen not to respond to any of the above Notices and so by your acquiescence have agreed to the terms of said Notices.
In the Final Notice dated 19th March, 2010 and amendment dated 1st April, you were notified of my fee schedule which was applicable for any further correspondence in this matter. You were informed that further letters would be charged at the rate of £200 per letter and that payment was required in advance and a cheque should be placed in the envelope. Failure to do so would mean the price would be doubled for each letter. Your current Bill now stands at £400 UK Sterling. A separate Bill will be sent to you for payment.
Also in you letter you mention that you may consider the registration of a default with a credit reference agency and the sale of the alleged debt to a third party. I draw your attention to my Notice of Default of the 11th March, 2010, which as already stated you have agreed to the terms, clause 5 states: ‘That any negative remarks made to a credit reference agency have been removed’ you are thereby expected to honour this agreement. Your attention is also drawn to the Notice sent on the 1st April of which the final paragraph states: ‘You have not proven any debt, if you give away any unproven debt, sell it on, give it back to its origin or get anyone to act on your behalf you will have broken our agreement and you agree to pay me £8486.82 for not honouring our agreement.’
I hope this clears up the matter.
Yours sincerely without ill-will, vexation or frivolity,
Without any admission of any liability whatsoever, and with all Natural, Unalienable/Inalienable Human Rights reserved.
by what authority are you using that name to identify a living man?