WireInTheBlood wrote:Return to Sender, Not Known at This Address, etc and all the variations...
....what would happen if you did this with all money chasing letters as opposed to replying to them? Like the "Don't Pay; Ignore Them" TV Licence route?
i can only tell you what happened with me. i did all the notice stuff early last year with mbna, which got nowhere. so then i just went and did "NOT RECOGNISED - RETURN TO SENDER" on everything they sent, and they've given up. i did the same with capital one without sending them any notices, they gave up. i've done it with the DVLA without sending them notices, they've done nothing. ive done it with magistrates courts, they've done nothing.
whatever they send you is an offer to contract. sending them back is NOT ignoring them, its returning their shitty offers for their safe keeping cos you dont want it. therefore, no acceptance = no contract. if there's no contract it cant go to court.