I went to a creditors in commerce over the last weekend 14+ hours for 3 days running ...they seem to be a very good "creditor" as opposed to "debtor"

group. with a lot of helpful free audios on their website..www.creditorsincommerce.com check it out.....Brandon adams has 24 free audios on a myriad of topics...anf there are some with Gordon Hall and Jack Smith as well.....from beginner to more advanced info and docs to boot.....I am looking to learn as much as i can about the 1099 OID process and how they apply to mortages and credit cards etc.....1099A's etc et al......and how to be a creditor at all times....first time leaving message...jwwdancer