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Point in right direction please

PostPosted: Thu Mar 31, 2016 7:21 pm
by Pel
1st of all so pleased I found this site after watching Great Deception :) I grew up feeling why do I have to pay tax to inland revenue and more importantly council tax it's like the sheriff of Nottingham and robin times becoming acceptable over a period of time. I feel quite overwhelmed when the penny dropped about debt, cash and Bank of England promise to pay bearer.

My main question, I would like some advice or a point in right direction as quite uncertain , I have a credit card debt £5000 with Halifax that is on hold with customer priority team due to me not paying it for a year due to unemployment due to health related issues, so they haven't sold the debt to collection agency yet they have sent me a means test form , what letter from debt pack do I send them or do I just send them a promissory note

Thanks in advance

Re: Point in right direction please

PostPosted: Sat Apr 02, 2016 7:07 am
by pitano1
hi.pel.
you may find these easier to comprehend.
http://www.getoutofdebtfree.org/Banks-Credit-Cards#Template