So, heres what I did so far.
I have written to the court asking the matter to be set aside.
worded like " If it please the court to have this matter set aside as it has been raised in error:
1. MY NAME is not bankcrupt
2. Nor am I insolvent
3. I am willling to pay on proofs
The company am dealing with have openly admitted that they can not produce the original agreement only copies.
I have sent them also one of micheal ( freeman ontl) letters changed a bit, asking for all those details..promissory bits and pieces...
Now, I rang the company today, something that
i dont advise people to do - but I wanted to know how they felt about be setting the demand aside.
Blokey says ' Well if it gets set aside, we'll take you to county court instead"
me " why bother with all this court stuff, why waste your money when I am willing to pay"
him " can I take you payment now"
me " ofcourse you can, as soon as you explain why you can not produce the original agreement"
him " are you saying that that is not your signature on the document"
me " That is my signature, but I am disputing how it got on the document"
him " what do you mean"
me " have you ever heard of adobe photoshop"
him "yes"
me " what I am saying is that I am accusing you of digitally manipulating the original, adding clauses and whatever so as to bind me to an unfair agreement - I am claiming fraud"
him " how can you proove that"
me " well.....you will not produce the original and you will not explain where it is"
him " if you really think theres been fraud why dont you go to the police"
me " no need, we'll be in front of a judge soon enough by all accounts and this is my counter claim"
him -- silence
me " do you personally think it is my right to see the original"
him " yes" ?????????????
me " do you have the original, do you realise the judge will ask if you have complied to this request"
him " we dont have it"
me "where is it"
me " have you ever asked for it, from the original creditor"
(note this has been going on over a year, i have been asking for the original for at least 4/5 months, also I would not deal with this company until they produced a signed letter of assignment from the original 'lender' WHICH MAKES THEM NOW LIABLE)
Him " no I haven't asked as a copy will do"
me " if i gave you an IOU and you went off then came back with a photocopy do you think i would pay you?"
him "no" ????????????????
me " so all this time and you haven't even asked for it, will you please produce the original agreement OR a sworn under oath copy"
Him " OK, I will, I will see if I can get it for you, but I dont see what difference it makes"

??? ( these guys)
me " thanks, I look forward to hearing from you"
------- Now bear in mind that this is the company that made a stat demand on me, all along I have been asking for verified docs, they blantantly have ingnored me all along ,
he said today " a photocopy is good enough for court" i said " yes it is for someone who DOES NOT know the law, I advise you that i will be in court as myself asking the judge these very questions" ------------------------
ho hum - i am ready for court. Tommorow i will send a couple more letters to them just incase its not clear...
