Subject: Further to the "Update from Eireann"
From: Veronica
Date: 16/11/13 1:10 pm
To: undisclosed-recipients:;

... I've been given to understand that the reason why Tom Darcy "won against the banks" ... was because the particular  bank in question "Didn't have a Banking Licence" ... in which case it wasn't really a bank.

It was just "acting like one".

You know the sort of thing? Creating FAUX mortgages and REAL foreclosures on people ... that sort of thing.