Subject: How about this?
From: Veronica
Date: 7/9/13 2:10 pm
To: undisclosed-recipients:;

A 'standard' letter ... we could send back to anyone? Right at the start?

Dear Sir/Madam,

I am in receipt of your letter, dated <THEIR DATE>, reference <THEIR REFERENCE>, and am writing to you in that regard.

I do not know you. I have never met you. I do not know you from Adam or Eve.

Before I interact with you, there are some preliminaries that are necessary.

First of all, are you acting in “commerce”? Your letter references “money”, and therefore “acting in commerce” would be a reasonable assumption on my part.

However, you would need to write to me confirming that you are not acting simply as another Human Being – wishing to talk to me, for example, in order to gain my opinions.

Simply because, if you are acting in a role – for example, if you have a title that goes with your job – and are acting under that title, as a part of your job, then you are “acting in commerce”.

And, if you are “acting in commerce” , then there is something important to consider, before you proceed any further in that action.

“Acting in commerce” always requires “insurance”, in order to indemnify the Actor against any “mistakes they may make, while in commerce”.

So, you will – some how – some way – be insured against making any mistakes, for example, if you proceed in this matter, and it turns out to have been a mistake.

Now, generally speaking (and it is almost certain that this will be true in the case of your Indemnity Insurance), there are two things the Insured must consider. The first thing is “Circumstances”, and the second is “Claims”.

As I’m sure you are aware, “Circumstances” can lead to “Claims”, if you “make any mistake in commerce”.

Which is why, if you read the small print, you will almost certainly find that, you need to report “Circumstances”, as well as any “Claims made against you”. You will also find that, if you do not report “Circumstances”, THEN YOU ARE UNINSURED.

“Uninsured” means that you would be PERSONALLY LIABLE for any “mistake you may make in commerce”, for example, if you proceed in this matter, and it turns out to have been a mistake.

Now, I’m pointing out that I have no wish or desire to interact with you, “in commerce”. Because, as I said, I have no idea who you are, and therefore have no reason to assume that I can trust you, nor that you will honour the Common Law “Duty of Care” you have towards myself.

(On the other hand I, myself, have honoured my “Duty of Care” towards you, by pointing out the situation, via the content of this letter).

My lack of desire to engage you, an unknown person, “in commerce”, means that – if you proceed – then you do so against my wishes. Which would mean that I had been “forced into commerce against my wishes/better judgement”.

So, this is a “Circumstance”. And this “Circumstance” could, ultimately, lead to a “Claim” against you.

You will almost certainly need to report this “Circumstance” to your Insurers, in order to remain “Indemnity Insured”.

This is exactly the same situation in respect of Car Insurance. If you have a knock, even if it is only "minor", you would need to report it (as a "Circumstance"), otherwise the Insurance Company will tell you that you are "on your own", if someone - subsequently - makes a "Claim" against you. And, furthermore, in that situation, you'll generally find your premiums will rise, or you won't be able to get insurance in the future.

Sincerely, without ill-will, vexation, or frivolity,

Peaceful Inhabitant and Human Being.

Without any admission of any liability for anything whatsoever, and with all Indefeasible, Natural, Fundamental Rights reserved.

Comments? Criticisms?