Subject: I had some suggestions ...
From: Veronica
Date: 14/3/13 5:48 pm
To: undisclosed-recipients:;

... on what to do ... to make my required payment of £0.00

The best one, from Patrick - which I think I'll do ... is to write back asking to pay the outstanding £0.00 via instalments (and not to take "No" for an answer. I think I'll demand a Paying-In book, as well, and tell them to create one in sufficient equal payments, over a period of 5 years, such that the full amount is repaid ... and thus my conscience would finally be cleared, on the assumption that I live that long ...).

Yes ... that's what I'll do.

Stay tooned ...